Florence Chapter 7 Bankruptcy Lawyer

Dedicated Kentucky Debt Relief Lawyer

Have you gotten weighed down with credit card debts, medical debts and other debts or collections that you cannot afford to pay? Are creditors threatening to sue you and garnish your wages? If so, filing Chapter 7 bankruptcy with the help of an experienced lawyer may tilt the scales in your favor.

Since 1990, Florence Chapter 7 bankruptcy attorney L. Craig Kendrick has helped individuals, families and businesses throughout Northern Kentucky gain debt relief through the bankruptcy courts. To schedule a free consultation with Mr. Kendrick, contact him today.

Helping Clients Get the Benefits of Chapter 7

Under federal bankruptcy law, people who have become insolvent - unable to repay their debts - are entitled to certain specific types of protection and relief. The following are some of the major benefits of Chapter 7 bankruptcy:

  • Stop creditor harassment: Once you file Chapter 7 bankruptcy, your creditors and their collection agencies must put an immediate stop to all types of harassment, including phone calls, letters, lawsuits and contacts with your co-workers and family members.
  • Stop debt collection proceedings: Filing Chapter 7 also puts an immediate stop to wage garnishment, repossession, foreclosure and other debt collection proceedings. Even for debts where you are not entitled to permanent debt relief, this can help you buy time.
  • Get permanent debt relief: The biggest long-term benefit of Chapter 7 is that the bankruptcy court can discharge (permanently eliminate) certain types of debts, including credit card debts, medical bills and tax debts that are more than three years old.

Chapter 7 bankruptcy is not right for everybody. Some people earn too much to qualify. Other people qualify, but if they file, the bankruptcy court will sell off some of their assets to repay their creditors. For some people, Chapter 13 bankruptcy is simply a preferable approach.

Call 888-856-8043 to Discuss Your Options

Attorney L. Craig Kendrick will take the time to carefully evaluate your individual circumstances and explain your options so you can make an informed decision about whether to file Chapter 7 bankruptcy. Don't hesitate to contact him to schedule a free initial consultation.

We are a Debt Relief Agency. We help people file for Bankruptcy relief under the Bankruptcy Code