Florence Unsecured Debt Lawyer

Eliminating Credit Card Debts, Medical Bills and IRS Tax Debts

Credit card balances, medical bills and back taxes are some of the most common types of debt that drive people into bankruptcy. The good news for many people is that unsecured debts like these can often be completely eliminated with the help of the bankruptcy courts.

Since 1990, Florence unsecured debt attorney L. Craig Kendrick has helped individuals, families and businesses get debt relief and a fresh start by discharging their debts in bankruptcy. Mr. Kendrick, the sole attorney at the firm, provides personal attention to every case he accepts.

An Experienced Kentucky Lawyer Helping Clients Get Out of Debt

In Chapter 7 bankruptcy, eligible persons can get unsecured debts permanently discharged in approximately 120 days. In Chapter 13 bankruptcy, most people only pay back a small percentage of their unsecured debts over three to five years. These options apply to debts such as the following:

  • Credit card debts: If you have not been able to keep up with your minimum credit card payments, higher interest rates and penalties can quickly drive things out of hand.
  • Medical bills: A medical emergency can happen to anyone, and many people who need medical treatment are left with huge bills that they cannot remotely afford to pay.
  • IRS tax debts: If you filed your tax returns on time and still owe back taxes that are more than three years old, your tax debts may be eligible for discharge or reduction in bankruptcy.
  • Other unsecured debts: Bankruptcy can also be used to erase judgments for deficiency balances, unpaid rent and many other types of unsecured debts.

In addition to representing individual debtors, Attorney L. Craig Kendrick also serves as a Bankruptcy Trustee, appointed by the U.S. Department of Justice. He has a thorough understanding of the bankruptcy system and can guide you toward the debt relief you need.

The sooner you take action to eliminate debts you know you cannot afford to repay, the sooner you can make a fresh financial start. Don't hesitate to contact L. Craig Kendrick to schedule a free initial consultation.

We are a Debt Relief Agency. We help people file for Bankruptcy relief under the Bankruptcy Code